Topics will include but are not limited to: franchise opportunities, determining the value of a business, due diligence and exit strategy planning.

Speakers will be Jerry Bird of FRAN-NET out of Chattanooga, Travis McMurray, CPA with Blackburn, Childers & Steagall, and Aundrea Wilcox, executive director of KOSBE.

“Buying an existing business can be very appealing as the new owner instantly gains a name, employees, vendors, customers and income,” said Aundrea Wilcox. “But buying an existing business requires time, research and careful planning, and capital – even with professional advisors. This class will give potential business buyers (and sellers) a strong first step in the right direction.”

Cost of the event is free, but pre-registration is required. Register by clicking here. Or call 423-392-8801.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschoolsd@kosbe.org.  

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Financing Your Business the SBA Way

Tuesday April 9, 2013

1:00pm - 3:00pm

Morristown Chamber of Commerce

825 W 1st N St

Morristown, TN 37814

Government Procurement & Contracting

Feat. PTAC, Y12 National Security Complex, Vendor Registry, and the SBA

Wednesday, April 10, 2013

1:00pm - 4:30pm

Kingsport Center for Higher Education

300 Market Street

Kingsport, TN 37660

Small Group Training: Taking QuickBooks to the Next Level (Advanced)

Feat. Kathy Richards, AdviCoach

Thursday, April 11, 2013

9:00AM - 11:00AM

Kingsport Chamber of Commerce

400 Clinchfield Street Ste. 100

Kingsport, TN 37660

Small Group Training: A Guide to Pinterest for Small Business

Tuesday, April 16, 2013

9:00AM - 11:00AM

Kingsport Chamber of Commerce

400 Clinchfield Street Ste. 100

Kingsport, TN 37660

Executive Director, Aundrea Wilcox, said, “We are very pleased to provide these training events to the Kingsport business community and beyond. Being a part of the economic development and stimulation going on right now is a true honor and I am excited to see the after effects of these trainings materialize.”

To register for any of the events above, please call 423.392.8811 or visit www.kosbe.org. All events are free of charge but pre-registration is required.

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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Y-12’s new UPF is Tennessee’s most expensive capital construction project estimated at $6.5 billion. Located in Oak Ridge, Y-12 is actively looking for small business contracts in the areas of IT, construction materials and services, professional and administrative services, lab safety products, mechanical equipment, electrical systems, R&D, engineering, computer software, waste management, electronic instruments, etc. These products and services are regularly purchased by Y-12. Dale Christianson, UPF Deputy Project Director and Richard Brown, UPF Procurement Director, will be presenting on behalf of Y-12 at the event.

Paul Middlebrooks, PTAC procurement counselor from Chattanooga, will give a presentation on securing federal business opportunities.

Bryan Strong, President of Vendor Registry, will be presenting on his Knoxville-based company which augments the matching of state and local government buyers with East Tennessee vendors.

Gloria Armstead, SBA Business Opportunity Specialist from Nashville, will also be presenting on the criteria and benefits of becoming certified as an 8(a), Woman-Owned, Service-Disabled Veteran-Owned, Minority-Owned or HUBZone Small Business.

Read the flyer here.

Cost is free but pre-registration is required. Register at www.kosbe.org or call 423-392-8811. The venue is located at 300 W. Market St. Kingsport, TN 37660-4222.

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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• The photo submission portal will be open for three weeks beginning today Monday, March 4, 2013 and ending Monday, March 25^th, 2013.
• You can submit up to five (5) photos.
• The photos must contain the actual KOSBE Award
• People in the photo are optional
• Original & Quality Photos
• Professional & Appropriate Appearance
• No text

There will be two winners – one from the Winners pool and one from the Runners Up pool. Contestants will vie for a KOSBE Social Media Boost Kit which involves their photo and business information published on the KOSBE – Award Winners Facebook page as the Cover Photo for a period of two weeks, creation of a Facebook, Twitter, Pinterest and YouTube channel, a featured article in The Business Beacon (KOSBE’s monthly newsletter), being featured in KOSBE’s biannual magazines and a pair of tickets to the KOSBE Awards 2013. The winning Runner Up will have the photo published as the KOSBE – Award Winners page as the Cover Photo for a period of one (1) week immediately following the Winner.

Aundrea Wilcox, Executive Director of KOSBE, said, “This is a new way to further promote our Winners and Runners Up in a way that adds value not only to their businesses but also adds value to winning a KOSBE Award. It is not just a one-night success, but it is winning a commitment from KOSBE to connect winners with valuable tools and resources, help them promote and market their business for its entire lifetime.” She continued, “I don’t think you can put a price tag on that.”

To submit your photos, all KOSBE award winners and runners up are encouraged to post their photo(s) online on the wall of the Facebook event page The 2013 Most Creative KOSBE Award Photo Contest. If this is a not possible, then e-mail your photo to dschools@kosbe.org and your photo(s) will be uploaded manually to the event page.

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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Friday, March 11, 2013

FOR IMMEDIATE RELEASE                                                                                

CONTACT:

David Schools

Administrative and Marketing Coordinator, KOSBE

Kingsport Area Chamber of Commerce

Ph: (423) 392-8811

dschools@kosbe.org

KOSBE Award Winner Recognized by Tennessee Secretary of State

KINGSPORT, Tenn. – KOSBE Award Winner in 2012 and 2010, Picsee Studio, is featured in the Tennessee Secretary of State office’s monthly publication The Tennessee Business Spotlight for the month of March 2013. The organization processes over 730,000 transactions each year, so making it into the Spotlight is an exceptional accomplishment.

This month’s theme was Life's Most Memorable Moments. As professional photographers, Christy Steadman, Jennifer Bolling, Cristy Eagan and Becky Jones (aka “The Picsee Chicks”) operate the woman-owned business in downtown Kingsport, Tennessee.

The Picsee Chicks said, “We are completely honored to be selected for this month's Tennessee Business Spotlight! This month's theme falls perfectly in line with what we do, photographing everything from weddings to newborn babies. And we know we wouldn't be where we are today without the support of our wonderful downtown Kingsport community, and the beautiful state of Tennessee!”

The Tennessee Business Spotlight was developed to raise awareness about companies that produce quality products, contribute to their local communities and employ Tennesseans.  Each month, a handful of businesses are profiled on their website highlighting Tennessee’s wide range of manufacturers, food producers and service providers. Many readers will be surprised and proud of the great work and innovative products Tennessee companies, both large and small, provide to the nation and the entire world. 

For more information about Picsee Studio visit their website at www.picseestudio.com or call 423-230-8074.

The Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE) exist to help the small business owners of Kingsport, Tennessee and the surrounding region. For more information about the TSBDC at ETSU Kingsport Affiliate Office and KOSBE , visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, Pinterest, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

The Winner of the Business Excellence Under 10 Employees award was Signature Properties. No Runner Up.

The Winner of the Business Excellence Over 10 Employees award was Comfort Keepers. Biggie’s Clam Bar was the Runner Up.

The Winner of the New Business award was The Bagel Exchange. CrossCountry Mortgage, Inc. was the Runner Up.

The Winner of the Young Entrepreneur award was Kingsport Imaging, Inc.. Sweet CeCe’s Frozen Yogurts and Treats was the Runner Up.

The Winner of the Minority Enterprise award was Carew Cuts Barber Shop. No Runner Up.

The Winner of the Woman-Owned Business award was Cindy Saadeh Fine Art Gallery. Charmed Southern Home, Gifts & Events was the Runner Up.

The Winner of the Veteran-Owned Business award was Anytime Fitness. No Runner Up.

The Winner of the Home-Based Business award was Bellafina Chocolates. No Runner Up.

The Winner of the Multiple Store/Franchise award was Angry Penguin. Fish Window Cleaning was the Runner Up.

The Winner of the Rural Enterprise Business award was The Rusty Nail Primitives. Toyables was the Runner Up.

The Winner of the Marketing Excellence award was VIPSEEN Magazine. No Runner Up.

There was no Winner or Runner Up for the Innovation award. Honorable mentions include Beyond Engagement, SRV Global Health, and NugZee, LLC.

The Winner of the Small Manufacturer/Fabricator award was Mason Distributors (Triggers). No Runner Up.

The Winner of the Rising Star award was Haun Chiropractic. Jenkins Insurance Group was the Runner Up.

The Winner of the Exceptional Performer award was Picsee Studio. No Runner Up.

The Winner of the Impact Award was Thom Crosby of Pal’s Business Excellence Institute. Rikki Rhoten of Allstate Insurance was the Runner Up.

The Winner of the Caped Crusader award was Mayor Dennis Phillips.

Each winner and runner-up received a KOSBE award on stage, will receive recognition during Kingsport Chamber and KOSBE events, digital award emblem to display on their company literature and website, spotlight on Kingsport Chamber and KOSBE websites, social media channels and recognition in the Kingsport Times-News. Past winners are often first in line for free marketing opportunities, special interviews and public relations exposure.

Also during the ceremony, Mayor Dennis Phillips, Kingsport Chamber of Commerce President and CEO, Miles Burdine and KOSBE Chair Janet Callahan of Bristol Motor Speedway, presented Michael Quillen, Founder and Past CEO of Alpha Natural Resources, with an appreciation gift in recognition of his leadership and forward-thinking in regard to the future of America’s energy production.

The 2012 Annual KOSBE Award sponsors include:

Title Sponsor: SunTrust Bank

Platinum Sponsors: Cumberland Marketing and Dykes Trucking

Gold Sponsors: KNETIC, Sweet CeCe's, Phil's Dream Pit, The Village at Allandale and F & L Limo & Livery

Silver Sponsors: Eastman Chemical Company, Triten Insurance & Financial Services, Food City / K-VA-T Food Stores, Hunter, Smith & Davis, Wilson, Worley, Moore, Gamble & Stout PC, Pathway Lending, Thomson Metal Services and HairBenders Salon

Bronze Sponsors: Kathy Richards with AdviCoach and Charlie Dotson with TCI Group

Media Sponsors: VIPSEEN Magazine, Holston Valley Broadcasting Group, Kingsport Times News, Times Digital Group and Picsee Studios

Event Partners: Action Rentals and Sales, Express Signs, Flowers by CopperCreek, Holston Distributing Company, Ridgefields Country Club, Divine Café and Catering, Lakepointe Awards, and Pristine Springs

Entertainment Sponsor: East Tennessee Eye Care

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschools@kosbe.org. 

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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Since the contest’s inception, over forty small businesses have been recognized for their attention to customer relationship management, marketing creativity, community involvement, success overcoming adversity, history and future prospects.

The selected judges have been chosen for their knowledge and expertise of small business ownership and management and their understanding of current small business trends.

• Ms. Angela Conner – Vice President of Community Development, SunTrust Bank
• Ms. Carolyn Pierson Cook – Owner, Absolute Communications
• Mr. John Barber – President, Downtown Kingsport Association
• Mr. Lawrence C. Maston (Lead Judge) – Individual Certified Public Accountant
• Ms. Jacqueline Merritt – Economic Development Specialist, Small Business Administration (SBA)
• Ms. Julie Pierson – Account Executive, Absolute Communications and President, KNETIC Young Professionals
• Mr. Ken Frohlich – Owner, Pristine Springs Water Company, Kingsport Economic Development Board Member, Serial Entrepreneur

A total of fifteen awards will be presented for Business Excellence (under 10 employees), Business Excellence (10 or more employees), New Business (in business 12—36 months), Young Entrepreneur (owner is under 40 years of age), Innovation , Woman-Owned, Veteran-Owned, Minority Enterprise, Small Manufacturer/Fabricator, Home-Based, Multiple Store/Franchise, Rural Enterprise,  Rising Star, Exceptional Performer, Marketing Excellence and an Impact Award to an individual small business supporter and advocate.

Winners and runner-ups from each category will be announced live at a special recognition event on Thursday, December 6, 2012 from 6 – 9 p.m. located at The New Club at Ridgefields, 2320 Pendragon Road in Kingsport,TN. The Club at Ridgefields is a part of the Ridgefields Country Club.

Preceding award presentations, Michael Quillen, founder and past CEO and chairman of Alpha Natural Resources will share his journey where he began as a foreman in the coal industry in 1974 and ended up launching the fifth-largest coal producer in the world.

Quillen obtained his bachelor’s degree in Civil Engineering in 1970 from the Virginia Polytechnic Institute and State University and his master’s degree in Civil Engineering in 1971from the Virginia Polytechnic Institute and State University as well. During his time at Alpha Natural Resources, Quillen saw to the acquisition of Massey Energy,  making ANR the third largest coal company in America with approximately 14,000 employees and a market cap exceeding eight billion dollars.

The future of America’s energy production is a hot topic in today’s society and the coal industry is unobtrusively still a major player. Quillen’s inside outlook is backed by 40 years of experience in the coal industry and he will be sharing his thoughts on the subject at this year’s annual KOSBE Awards.

During the event, this will be a moderated interview conducted by seasoned news anchor, Jim Bailey and Holston Valley Broadcasting.

Live music will be provided by select members of The Unlimited Band, a Tri-Cities-based progressive jazz band. Featured members will include Keyboardist Rob Love, Saxophonist Danny Williams, Drummer Jamieson Hamilton, Bassist Ethan Henley  and Vocalist Jasmine Love. The band will be performing smooth jazz instrumentals from popular artists such as Stevie wonder, Marvin Gaye, Motown, Mary J Blige, Sade and other crowd favorites.

2012 Annual KOSBE Award sponsors include:

Title Sponsor: SunTrust Bank

Platinum Sponsors: Cumberland Marketing and Dykes Trucking

Gold Sponsors: KNETIC, Sweet CeCe's, Phil's Dream Pit, The Village at Allandale and F & L Limo & Livery

Silver Sponsors: Eastman Chemical Company, Triten Insurance & Financial Services, Hunter, Smith & Davis, Food City / K-VA-T Food Stores, Wilson, Worley, Moore, Gamble and Stout PC, Pathway Lending, Thompson Metal Services and HairBenders Salon

Bronze Sponsors: AdviCoach and Charlie Dotson with TCI Group

Media Sponsors: Holston Valley Broadcasting Group, Kingsport Times News, Times Digital Group, VIPSEEN Magazine and Picsee Studios

Event Partners: Flowers by CopperCreek, Action Rentals and Sales, Express Signs, Ridgefields Country Club, Divine Café & Catering, Lakepointe Awards and Advertising, Sam’s Package Store, Holston Distributing Company and Pristine Springs

Entertainment Sponsor: East Tennessee Eye Care

The public is invited to attend.

General seating tickets are $45 per person, VIP/Reserved seating are $55 per person and both can be purchased online at KOSBE.org or call (423) 392.8825. Tickets must be purchased in advance to be eligible for prized drawings.

Seating is limited and tickets must be purchased to attend.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships.  KOSBE is a program of the Kingsport Chamber of Commerce and an affiliate of the Tennessee Small Business Development Center at East Tennessee State University.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

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The eMagazine will publish two issues biannually – once in June and again in November.

“This eMagazine demonstrates the heart of the KOSBE Awards by giving greater exposure not only to the Kingsport small business owners who have chosen to participate and deserve it, but also to the sponsors of the event who value giving to the development of the city of Kingsport,” said David Schools, KOSBE Marketing Manager. “What better way to knit the KOSBE tapestry together than with the launch of our new eMagazine.”

To view the new eMagazine, follow this link: http://goo.gl/ZrQWb

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschools@kosbe.org.  

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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When asked why this survey is important to women, KOSBE Executive Director Aundrea Y. Wilcox said, “Whether they are a professional woman or own a small business now (or are considering starting a small business enterprise in the future), it is important for us to gain a clear understanding of the constraints and needs of women business owners, female entrepreneurs and professional women in Northeast Tennessee.  Wide participation in this assessment is critical to documenting the need for women's services and programs in Tri-Cities Tennessee.”

Women can complete the survey now by visiting http://ow.ly/evPk2 online.

The survey is for market research purposes only.  Individual responses are confidential and anonymous. Final aggregate results will be presented at the upcoming Professional Women’s Network lunch meeting on Tuesday, December 4th at 11:30 a.m. at the Kingsport Chamber of Commerce (Eastman Board Room).

To become a member of the future Tri Cities Regional Women's Business Summit Steering Committee, please contact Aundrea Wilcox, Kingsport Office of Small Business Development & Entrepreneurship (KOSBE) Executive Director, at (423) 392-8801. 

For more information about KOSBE, visit http://www.kosbe.org.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships.  KOSBE is a program of the Kingsport Chamber of Commerce and an affiliate of the Tennessee Small Business Development Center at East Tennessee State University.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

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Primarily, this event will provide free training delivered by guest speakers who are experts in their field, access to sources of financing to small business owners and entrepreneurs for start-up and expansion, and an opportunity to network with and share information with other business owners. 

The workshop is offered free of cost, but registration is required.

Three sessions will be featured at the Fall Night School: Small Business Loans and Other Capital Sources; Selling to the Government and Contracting; and Digital Media, Ecommerce and Website Design.

Small Business Loans and other Capital Sources:  Fredrick Crispen with Borrego Springs Bank will discuss how business owners can use SBA loans to finance commercial real estate acquisition or refinance, construction and leasehold improvements, business acquisition and expansion, machinery, equipment and inventory purchases and working capital.  This will be the first time that Borrego Springs Bank has visited the Tri-Cities to offer their services to local small businesses. 

Selling to the Government and Contracting:  Paul Middlebrooks, Procurement Counselor with the University of Tennessee Procurement Technical Assistance Center (Chattanooga, TN), is part of a nationwide network of dedicated procurement professionals working to help local businesses compete successfully in the government marketplace.  Attendees will learn how to assess their viability for government contracting and review required registrations, as well as understand what it takes to develop a focused marketing strategy for government customers.

Digital Media, Ecommerce and Website Design: A forum of local experts will answer your questions about digital media, ecommerce shopping cart solutions, web design common mistakes, and how to convert online shoppers to buyers.

The Small Business Fall Night School is designed with new and existing businesses and entrepreneurs in mind (including home-based), however, retirees seeking a second career, part-time workers wanting to supplement their income, upper class high school and college student are encourage to participate.

The event is free and open to the public, but seating is limited. Advanced registration is required and must be received by Monday, November 12. Anyone interested can register online at this link or call (423) 392-8825 for more information.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschools@kosbe.org.  

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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McClaskey, widely known as an expert in quality management and one of the few individuals to have assisted seven companies to win eight Malcolm Baldrige National Quality Awards, including Pal’s Sudden Service and Eastman Chemical Company, will speak on  “Designing Jobs and Training for 100% Right, 100% of the Time”.  Attendees will learn about simple, yet effective processes to systematically use Baldrige quality principals to improve your company’s performance.

Healthcare and Medical Experts from four major healthcare organizations: Wellmont, MSHA, Mountain Home VA, and Sullivan County Regional Health Dept, will speak on key improvement projects that have helped each organization better achieve its mission.

Other topics include how to better interpret data, getting your organization started on a journey toward organizational excellence, and “How to Agreeably Make the Tough Decisions”. 

Sponsors of the conference include Eastman Chemical Company; Pal’s Business Excellence Institute, and ASQ Section 1106.  View the full conference and register at: www.asq1106.org/TCQF/2012/ .

About Tri-Cities Quality Forum: Tri Cities Quality Forum is one of the biggest performance excellence conferences in the East Tennessee and Southwest VA.  It has been continuously run for over 30 years.  For more information: contact: David Stevens at dstevens@kptware.com.

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KOSBE Award applicants compete in the following categories:

1. Business Excellence (under 10 employees)
2. Business Excellence (10 or more employees)
3. New Business (in business 12—36 months)
4. Young Entrepreneur (owner is under 40 years of age)
5. Innovation
6. Small Manufacturer
7. Woman-Owned
8. Veteran-Owned
9. Minority-Owned

10. Impact (can only be nominated by a business competing in any of the above categories)

Inaugurated in 1994, the Annual KOSBE Awards is the longest running and most recognized small business-focused awards program in the Tri-Cities area. “Due to the record number of entries again this year, the judges have an especially difficult task ahead of them,” said KOSBE Executive Director, Aundrea Wilcox. “The contenders will have to find memorable and creative ways to set themselves apart from their competitors. Saying that they offer the best customer service won’t be enough.”

Selections will be made based on customer relationship strategy, story of success overcoming adversity, community involvement, financial strength, marketing creativity and presented strategies for growth.

This year’s awards chair, Leslie Tentler Ridings, Attorney with Hunter, Smith & Davis said, “Small businesses continue to provide for more than 50% of job creation.  This year’s turnout is an indication that business owners remain optimistic about the economy, and continue to leverage their resources to enhance their visibility and position in the marketplace.”  Ridings further stated, “Small business owners realize that this competition is a great way for them to maximize their return on marketing investment.”

This year’s finalists are:

• Aldebaran Financial (Peter Raber)
• Angry Penguin (Marc Nachman)
• Anytime Fitness (Willie Hamilton)
• Bellafina Chocolates  (Brenda Barnicki)
• Beyond Engagement (Valentina Gonzalez)
• Biggie’s Clam Bar (Robert Ranuro)
• Carew Cuts Barber Shop (Joseph Jackson)
• Charmed Southern Home, Gifts and Events (Jacki Ewing)
• Cindy Saadeh Fine Art Gallery (Cindy Saadeh)
• Comfort Keepers (Linda Bambino)
• Cross Country Mortgage, Inc. (Russell Street)
• Fish Window Cleaning (Scott Forney)
• Gazebo Party Shop (Carla Spivey)
• Haun Chiropractic (Janie Haun)
• Jenkins Insurance Group (Chris Jenkins)
• Kay’s of Kingsport (Mark Wells)
• Kingsport Imaging Systems, Inc. (John Demuth)
• LIVEfit Medicine (Willie Hamilton)
• MarketingMel (MaryEllen Miller)
• Mason Distributors (Scott Mason)
• NugZee, LLC (Kollin Day)
• Off The Grid, Inc. (Kelvin Thomas)
• P&J Antiques Mall (Pat Houchens)
• Pal’s Business Excellence Institute (David McClaskey)
• Picsee Studio, LLC (Christy Steadman)
• Posh Spa and Salon (Jessica Thomas)
• Preferred Tax-Free Retirement (Ron Bedford)
• Professional Exteriors, LLC (KC Bartley)
• Rusty Nail Primitives (Lisa Hurd-Morris)
• Signature Properties (Shirley Warren)
• SRV Global Health  (Sudha Venkataraman)
• Sweet CeCe’s (Scott Butler)
• The Bagel Exchange (Keith Cunningham)
• Toyables (Barry Campbell)
• Tri-Cities Tennessee Business Video Page (Tim Flannagan)
• VIPSEEN Tri-Cities Magazine (Angela Striligas)

In addition to naming the winners of the business competition, KOSBE will also announce the recipient of the Impact Award for an outstanding individual and small business advocate who is nominated by a business who has entered the contest in one of the preceding categories. The individuals nominated for the Impact Award are:

• Mr. Thom Crosby (Pal’s Business Excellence Institute)
• Ms. Jenny Dugger (Bank of Tennessee)
• Mr. Robert Payne Cave, Jr. (Cave Law Firm P.L.L.C.)
• Mr. Gorman Waddell (Wilson, Worley, Moore, Gamble & Stout PC)
• Mr. Jimmy Karnes (Krissem Custom Builders)
• Ms. Rikki Rhoton (Allstate Insurance)
• Mr. Dan Eldridge (Washington County Mayor)
• Mr. CJ Hallock (Visionet Media)
• Ms. Marjorie Woods (Charmed Southern)
• Ms. Kristen Capel (A Bit of Britain)
• Ms. Rhonda Watlington (Dress to Impress)
• Ms. Nada Weekley (Literacy Council of Kingsport)
• Mr. Robert Seale (Robert Seale)
• Mr. Steve Lahair (Chef’s Pizzeria)
• Ms. Sandy Ratliff (Virginia Department of Business Assistance)
• Ms. Lori Cogan (The Tombras Group)
• Mr. Mike Stice (Holmes and Stice)
• Mr. Richard Lambert (Kingsport Imaging Systems, Inc.)
• Mr. Steve Warren (Sloopy’s Diner)
• Ms. Laura Begley (Rustic Country)
• Ms. Chaiba Bloomer (Regions Bank)
• Mr. Miles Burdine (Kingsport Chamber of Commerce)
• Ms. Kathy Richards (AdviCoach)

Winners and runner-ups from each category will be announced live at a special recognition event on Thursday, December 6, 2012 from 6 – 9 p.m. located at The Club at Ridgefields, 2320 Pendragon Road, Kingsport. The event will take place in the ballroom of the Club.

The public is invited to attend.

General seating tickets are $45 per person, VIP/Reserved seating are $55 per person and both can be purchased online at KOSBE.org or call (423) 392.8825 beginning Monday, October 1^st, 2012. Tickets must be purchased in advance to be eligible for prize drawings. It is recommended to purchase tickets early as tickets for this event have been sold out for the past two consecutive years.

Seating is limited and tickets must be purchased to attend.

2012 Annual KOSBE Award sponsors include:

Title Sponsor: SunTrust Bank

Platinum Sponsors: Cumberland Marketing and Dykes Trucking

Gold Sponsors: KNETIC, Sweet CeCe's, Phil's Dream Pit, The Village at Allandale and F & L Limo & Livery

Silver Sponsors: Eastman Chemical Company, Triten Insurance & Financial Services, Food City / K-VA-T Food Stores, Hunter, Smith & Davis, WWMGS, Pathway Lending, East Tennessee Eye Care and HairBenders Salon

Bronze Sponsors: AdviCoach and Charlie Dotson with TCI Group

Media Sponsors: Holston Valley Broadcasting Group, Kingsport Times News, Times Digital Group and Picsee Studios

Event Partners: Action Rentals and Sales, Express Signs, Flowers by CopperCreek, Holston Distributing Company and Pristine Springs

Entertainment Sponsor: East Tennessee Eye Care

Red Carpet Sponsor: VIPSEEN Tri-Cities Magazine

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschools@kosbe.org.  

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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Dr. Fulmer, who specializes in the Diversified, Activator, Thompson, Gonstead, and Toggle techniques, is located at 2102 Forest Drive, Suite 4, Gray.  Dr. Fulmer says that she looks forward to working with and helping the people of the Tri-Cities area.

Dr. Fulmer went on to say that while chiropractic care is the foundation of her practice, she will also be providing other services such as wellness care, sports care, and rehabilitation.

“Many people suffer needlessly from ear aches, sinus problems, Strep Throat, asthma, back pain, headaches and other ailments,” she said.  “That’s why I encourage the public to visit a doctor of chiropractic to find out if chiropractic care can benefit them.”

Dr. Fulmer is passionate about changing not only the health of the Tri-Cities community, but also about giving back. “Our mission this year is for a Miracle Year of Wellness, and we are raising funds for the Gray Community Chest Food Pantry. This gives us an opportunity to reach out to people with chiropractic care, changing their health, and at the same time giving back to the wonderful community of Gray.” said Fulmer.

If you would like to learn how chiropractic can improve your life or the life of your child, you should take advantage of the opportunity to come in now.  Dr. Fulmer is donating her time in exchange for a donation to the Gray Community Chest Food Pantry. Your first visit includes a complete Case History, Neurological and Orthopedic Exam and Report of Findings for a $30 donation to the Food Pantry.  This offer will be available until November 30, 2012.

Living Proof Chiropractic, PLLC, office hours will be 6:00 AM – 6:00 PM, Monday through Friday, closed 12:30-2:00 daily.  You can find Living Proof Chiropractic, PLLC online at www.drconnieLPC.com or by calling 423.207.6055.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschools@kosbe.org.  

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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The event is free and open to the public, but registration is required.

Too many small businesses are unaware of the impact their packaging is having on their sales, operations, and financials. Flashy and complex designs can distract customers from the quality of the product itself. Packaging that is not production-friendly can take away from a small business’s precious cash flow. However, when done right, packaging can sell the product all by itself.

This class will cover a volume of topics including but not limited to: best practices of packaging design and display, how to keep your packaging simple, how to reduce packaging costs, how to make a package production-friendly, POP displays, retail development, branding, and eco-sustainability.

“This class was designed to make small business owners think about how packaging is their silent salesman and what their packaging is saying about their company and products.” said, Aundrea Wilcox, senior business counselor with the Tennessee Business Development Center at East Tennessee State University Kingsport Affiliate Office and executive director of KOSBE.  “Packaging can make or break a sale, as we know, and unfortunately we do still judge a book by its cover, so the best packaging sells. This class is designed to help small business owners do just that - create greener, more attention-grabbing, and more cost-effective packaging.”

Facilitating the class are industry experts, Tina Hogue, marketing manager, and Clint Estep, sales consultant, from Triad Packaging Design and Display headquartered in Bristol, TN. Triad Packaging has been successfully providing full-service packaging solutions since its inception in 1984.

The event is free and open to the public, but seating is limited. Advanced registration is required and must be received by September 23, 2012. Anyone interested can register online at kosbe.org or call (423) 392-8825 for more information.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call David Schools at (423) 392.8825 or e-mail, dschools@kosbe.org.

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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Startups and existing businesses are encouraged to schedule an appointment for this free one-on-one business counseling opportunity.

TSBDC-Certified Counselor, Aundrea Y. Wilcox can assist and guide you and your business in the right direction regarding any small business needs. Services range from, business plan reviews; financial analysis; site location and business incubation needs; advertising/public relations/marketing; how to do business with local, state
and federal government; capital sources for startups and expansion; exporting
assistance; minority-owned and woman-owned certifications; forming a business;
industry-specific training and workshops; market research and feasibly; succession planning and many more areas.

Counseling is offered free of cost, but an advance appointment is required.

To schedule your free confidential counseling appointment in a private and  confidential setting by TSBDC-Certified Counselor, contact David Schools at (423) 392.8825 or dschools@kosbe.org.

The TSBDC Network is comprised of over 40 locations throughout the State of Tennessee, whose primary function is to provide counseling services and education opportunities to entrepreneurs and “for profit” new and existing small businesses.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U. S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the State of Tennessee.

For more information about the Tennessee Small Business Development Center
(TSBDC) at ETSU Kingsport Affiliate Office now serving, Grainger, Hamblen,
Hancock, Hawkins and Sullivan Counties and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE) visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on our Facebook page, Kosbe – The Small Business Connection and on our Twitter account, @KOSBEConnection.

AundreaY. Wilcox is also the author of the book, Startup Savvy: Strategies for Optimizing Small Business Survival and Success. Her book is filled with professional advice and tips especially for potential entrepreneurs and any business in business less than five years.  To read the author’s blog and learn more about her book visit startupsavvy.biz, or follow her on Facebook, Startup Savvy, Twitter @StartupSavvy, and LinkedIn, Aundrea Wilcox, MBA.

Books will be available for purchase on-site.

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Schools will take on a temporary position assisting KOSBE at the Kingsport Chamber of Commerce with their annual KOSBE Awards event and training programs as well as day to day activities.

A native of Port Jervis, N.Y., Schools is a recent graduate of Grove City College, Grove City, Pa. and holds a degree in entrepreneurship and communication studies.

He has a passion for helping small businesses overcome their challenges and succeed.

Schools was an active member throughout his college career being a member of  arious student organizations and clubs including: Student Government  Association, Crimson and White Society, Homecoming Committee, president of Sigma Phi Omicron, founder of Surrender, an on-campus religious group, and
Inner City Outreach.

Both Grove City graduates, he and his wife, Stephanie, re-located to our region after her acceptance into the Nursing Program at East Tennessee State University.

The couple's long term goal is to join the Peace Corps where he will teach English and businesses courses and she will administer medicine in third world countries.

Schools and his wife reside in Johnson City.

Please welcome Schools to the KOSBE/TSBDC team as he will be working with KOSBE clients, Chamber members and non-members, and staff starting August 1, 2012.

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KINGSPORT, Tenn. - The Kingsport Office of Small Business Development & Entrepreneurship (KOSBE) will host its Second Annual KOSBE Award Winners Reunion event, Breakfast of Champions on Friday, August 10 from 7:30 – 9 a.m., at Food City – Press Room, 300 Clinchfield Street, downtown, Kingsport.

This event is open to the public.

Attendees will hear from a panel of the industry’s local leading marketing pros via a, “Get Down to Business – Sales & Marketing Small Business Panel” where panelists will be sharing the latest trends, case studies, best practices and advice for small businesses no matter how big or small your business is.

Panelists include: Carolyn Pierson Cook, president/CEO, Absolute Communications; Chris Bowen, founder/CEO, Cumberland Marketing; David Cate, creative director, Times Digital Group and Steve Willinger, marketing advisor/facilitator, SCORE-Bristol.

In addition to the panel discussion, this is an excellent opportunity for networking and there will be a special recognition for past award winners.

“Marketing, sales and social media training classes are the most desired classes small business owners and entrepreneurs are asking for,” said Aundrea Wilcox, senior business counselor with the Tennessee Business Development Center at East Tennessee State University Kingsport Affiliate Office and executive director of KOSBE. “We are offering a very unique event by providing this valuable and insightful information from some of the most talented marketing professionals in our area – in one room!”

“Most importantly, we wanted to bring back our very popular reunion event to get our past winners together again and remind the public and business community who our winners are. The impact of these businesses on our local economy cannot be ignored,” continued Wilcox.

Past KOSBE Award winners are: Tal’s Auto and Truck Repair (2011), Rasnick Family Chiropractic (2011), The Village at Allandale (2011), Hillhouse Graphics Design (2011), Aldebaran Financial (2011), F & L Limo & Livery (2011), Lake Pointe (2011), Kathy Richards with AdviCoach (2011), Picsee Studio LLC (2010), STYLE Custom Framing (2010), Performance Medicine (2010), Cumberland Marketing (2010), The Hair Benders Salon (2010), Patient Scrubs (2010), Lifeforce Glass, Inc. (2010), Dava Snyder of The Village at Allandale (2010), Edo Sushi Bar & Grill (2009), Phil’s Dream Pit LLC (2009), Maxwell Coach Company (2009), Clean + Safe Janitorial Services (2009), Joyce Grills of The Haggle Shop (2009), Elixir Media Group (2008), Flowers by CopperCreek (2008), Lake Pointe Advertising & Awards (2008), Interim Healthcare of East Tennessee (2008), Charlie Dotson of TCI Group (2008), Dr. Jerry Miller of Holston Medical Group (2008), Trigger Beeler's Salsas & BBQ Sauces (2007), Tutoring Solutions (2007), AYP Automotive Service Center (2006), Lucent Glow (2006), Tricitiessports.com (2006), Clean & Safe LLC (2005), Landmark GIS (2005), Decor Exchange (2004), Tennessee Valley Manufacturing Solutions, Inc. (2003), Professional Industrial Solutions LLC (2002), Effective Fitness (2001), MR Cleaners (2000), Creative Solutions Design Group (1999), Carter Chiropractic (1998), Tactical Systems Inc. (1997), Warranty One Mobile Mower Repair (1996), Wellness Revolution (1995), Auto Masters (1994).

Cost to attend event is the cost of breakfast, $15 per person. The event is open to the public, Kingsport Chamber members and non-chamber members and all KOSBE clients and past winners are encouraged to attend. Attendees are asked to pay for their breakfast at the door. There is a special KOSBE breakfast buffet discount for $15 which includes your drink and tax.

Seating is limited. Advanced registration is required and must be received by August 7, 2012. Anyone interested can register online at kosbe.org or call (423) 392-8825 for more information.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call Marybeth McLain at (423) 392.8825 or e-mail, mmclain@kosbe.org.  

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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KINGSPORT, Tenn. - The Kingsport Office of Small Business Development & Entrepreneurship (KOSBE) and the Tennessee Small Business Development Center (TSBDC) at ETSU will host a Free Small Business Sources of Capital Class – Show Me the Money! on Tuesday, August 7 from 6 – 9 p.m., at your Kingsport Chamber of Commerce, 400 Clinchfield Street, Ste. 100, downtown, Kingsport and Thursday, August 16 from 1 – 3 p.m. at the Rogersville Chamber of Commerce, 107 E. Main Street, Suite 100, downtown Rogersville.

Both events are free and open to the public, but registration is required.

Too many small businesses are undercapitalized from the onset, and too many fail because they underestimate their short-term and long-term cash needs. This short-course is a quick introduction to the different types of small business financing options available to startups and existing businesses looking to expand.

This class will cover traditional sources of financing such as personal and business loans via local banks, as well as unconventional options such as retirement savings, grants, competitive awards, leasing options, purchase order financing, credit arrangements, peer-to-peer lending, venture capital firms, angel investors and more.

“One big mistake small business owners make is pursuing business financing too soon and asking for too much or too little” said,  Aundrea Wilcox, senior business counselor with the Tennessee Business Development Center at East Tennessee State University Kingsport Affiliate Office and executive director of KOSBE.  “We will show you how to calculate your needs using free online business tools and calculators that will help you prepare for backing whether you’ve been in business 10 weeks or 10 years.”

Loan programs to be discussed will include but are not limited to: SBA 7(a), Microloan, and CDC/504 Loan Guaranty Programs; State of Tennessee’s Rural Microloan Loan Programs, the Patriot Express Loan Program, Export Express Loan Program and Pathway Lending Small Business Loans and Energy Efficiency Loans.

Presenters include: Sue Malone, president, Strategies for Small Business - #1 SBA lender status in West Virginia, South Carolina, Louisiana, Tennessee, Hawaii, North Carolina, and in the top five lenders category in other districts; Jacqueline Merritt, economic development specialist with the U. S. Small Business Administration; Aundrea Wilcox, senior business counselor with the Tennessee Business Development Center at East Tennessee State University Kingsport Affiliate Office and executive director of KOSBE; and Phil Black, program director for Pathway Lending.

Malone will cover SBA’s newest loan program, the SBA Small Loan Advantage Working Capital Loan, which features loan amounts from as small as $5,000 to $25,000 that require NO COLLATERAL for startups and existing businesses.

The event is free and open to the public, but seating is limited. Advanced registration is required and must be received by August 6, 2012 for Kingsport and August 15 for Rogersville. Anyone interested can register online at kosbe.org or call (423) 392-8825 for more information.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call Marybeth McLain at (423) 392.8825 or e-mail, mmclain@kosbe.org.

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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Wilcox is also the Senior Business Counselor of the Tennessee Small Business Development Center (TSBDC) at East Tennessee State University (ETSU) Kingsport Affiliate Office, and the author of the new book, Startup Savvy: Strategies for Optimizing Small Business Survival and Success.  Every year, the TNCPE award program recognizes organizations demonstrating excellence in business operations and results.

As an examiner, Wilcox is responsible for reviewing and evaluating organizations that apply for a TNCPE Award.  The Board of Examiners comprises experts from all sectors of the regional economy, including health care, service, non-profit, manufacturing, education and government.  All members of the Board of Examiners must complete extensive training in the Baldrige Criteria for Performance Excellence.  Examiners take the skills developed during training and the assessment process back to their own jobs, benefiting and improving their own organizations in the process.

Each year, the TNCPE Board of Examiners contributes more than 10,000 hours of volunteer service to organizations across Tennessee.

Established in 1993 as a public-private partnership by Governor Ned R. McWherter, the Tennessee Center for Performance Excellence strives to promote economic development by helping companies and organizations grow more competitive in today’s global marketplace through affordable, in-depth assessments.

A statewide non-profit, TNCPE is patterned after the Baldrige Performance Excellence Program, the national standard for recognizing organizational excellence. More than 1,200 organizations have participated in and benefited from the TNCPE program. Four Tennessee businesses—Caterpillar Financial  Services, Pal’s Sudden Service, Eastman Chemical Company and Federal Express—have received both the prestigious Baldrige National Quality Award and the TNCPE Excellence Award. For more information, visit www.tncpe.org.

It is the intent of KOSBE to be the go-to organization in the Tri-Cities for small business owners and entrepreneurs who want to start or grow their businesses, by creating and developing the right tools and resources and cultivating the right partnerships. In partnership with Tennessee Small Business Development Centers (TSBDC) at ETSU, KOSBE can more effectively serve the needs of entrepreneurs and small businesses. For a complete listing of services, tools and resources, visit kosbe.org.

The cooperative agreement between KOSBE and East Tennessee State University is partially funded by the U.S. Small Business Administration (SBA). SBA’s funding is not an endorsement of any products, opinions or services. SBA funded programs are extended to the public on a non-discriminatory basis. Additional funding is provided by the Tennessee Board of Regents and the state of Tennessee.

To schedule your free confidential counseling appointment in a private setting by TSBDC-certified counselors in person, online by phone or e-mail call Marybeth McLain at (423) 392.8825 or e-mail, mmclain@kosbe.org.  

For more information about the Tennessee Small Business Development Center (TSBDC) at ETSU Kingsport Affiliate Office and your Kingsport Office of Small Business Development & Entrepreneurship (KOSBE), visit tsbdc.org and kosbe.org or call (423) 392.8825. We’re social too; follow us on Facebook, Kosbe – The Small Business Connection, Twitter, @KOSBEConnection, LinkedIn group, KOSBE - The Small Business Connection and our YouTube Channel, KOSBEConnection.

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To help our nation recover from the biggest recession since the Great Depression, the U.S. Small Business Administration (SBA) stepped in and supported more than $79 billion to more than 150,000 small businesses since 2009. To make this possible, we brought more than 1,000 community lenders back to SBA lending for the first time since 2007 and we secured a $20 billion commitment to increase small business lending over the next three years from 13 of the largest banks. These steps culminated in a record year for SBA in 2011. We supported more than $30 billion in lending to over 60,000 small businesses. Over $4 billion in SBA-backed loans was approved right here in the SBA Southeast Region.

SBA also provided small businesses with the tools they needed to help lead us out of the recession and into recovery. However, because there are still gaps in the marketplace, SBA is creating new products to fill the gaps and provide more access and opportunity; at the same time streamlining and simplifying our process to make it easier for customers.

Starting in June 2012, SBA revised portions of the Small Loan Advantage (SLA) program making the application process easier, expanding the number of qualified lenders and increasing the loan cap. The SLA program is structured to encourage lenders to make small-dollar loans, which often benefit small businesses in underserved markets. The SLA program simplifies and streamlines paperwork making it more cost effective for lenders.

It can be tough for small businesses to manage their cash flow. They've got payrolls to meet, inventory to buy and customers to please. A revolving line of credit could help small businesses manage their cash cycle. This is why SBA also re-engineered the Capital Lines (CAPLines) program.

Today, small businesses often compete for contracts to help them scale up and create jobs. One of the biggest "growing pains" associated with winning a new contract is that the business often does not have the necessary cash on-hand to hire workers and buy materials to help fulfill the order. CAPLines provides a path for these small businesses to finance contracts while avoiding high-interest rates through an SBA revolving line of credit.

In addition, small businesses that use the CAPLines program will benefit from the new increased SBA 7(a) loan limit of $5 million, which went into effect with the Small Business Jobs Act. These larger loan sizes will help small businesses that are poised to win bigger contracts, creating jobs as a result and an economy that's built to last.

We know how important small businesses are to the economy. Over the last 15 years, small businesses created two out of every three net new private sector jobs. Half of all American workers own or work for a small business. And we're counting on small businesses to drive our economy to a full recovery. SBA is here to help, and we are constantly looking for ways to provide access and opportunity to the American small business owner. SBA loans are a smart public-private partnership and they're a powerful bang for the taxpayer buck.

Visit www.sba.gov for more information.